1.8 Million Estimated to Lose Healthcare Subsidies This Year

WASHINGTON (AP) — Sign-up season for President Barack Obama's health care law doesn't start for another couple of months, but the next few days are crucial for hundreds of thousands of customers at risk of losing financial aid when they renew coverage for 2016. Call them tardy tax filers: an estimated 1.8 million households that got subsidies for their premiums last year but failed to file a 2014 tax return as required by the law, or left out key IRS paperwork. Because of coordination issues between the IRS and marketplaces like HealthCare.gov, consumers who keep procrastinating into the fall are taking chances with their financial aid, according to insurers and the tax agency. That means, f

Shopping for Health Insurance in All the Wrong Places

Most of us have heard about or personally experienced the incredibly difficult rollout of the Federal health insurance program. Last year showed many signs of improvement from the disastrous initial year in 2013. November 1st is when Gwinnett residents can again enroll for new health insurance for January 2016 effective dates. Will the ‘Marketplace’ website be ready for action? Will plans be affordable? Does any of this even apply to me and my family? There are a lot of misunderstandings among consumers about this whole process. The Marketplace Exchange (Healthcare.gov) is a Federal website where you can go to buy health insurance on your own with only basic help available. The Annual

The Annual Enrollment Period: Medicare's Shining Beacon of Hope

Since 2004, Medicare has gone through a whirlwind of change due to the health care reformation. These changes can certainly render unsettling for families and especially seniors. It isn’t easy to find comfort amongst the many new terms, new rules, and new decisions. Only a handful feel confident in understanding the information available through the Medicare.gov website, and the Annual Guide to Medicare. If you can bare to get through all of the steep terminology within this information, there are still many questions left unanswered. Most of the population even has trouble differentiating between Medicare Supplement and Medicare Advantage. If you can’t tell the difference between these opti

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