Seniors Who Don't Consider Switching Drug Plans May Face Steep Price Increases

​ When Mildred Fine received the annual notice informing her about changes to her Medicare prescription drug plan for 2016, she was shocked. If she stayed with the same plan, her monthly premium would more than triple, from $33.90 to $121.10, and her annual deductible would rise from $320 to $360. The increase didn’t make sense to Fine, 84, whose prescriptions haven’t changed and whose drugs are generally inexpensive. She takes two generic blood pressure drugs and a generic antidepressant, as well as Estrace, an estrogen cream. This year, she didn’t meet her deductible until September. Working with a counselor from her local State Health Insurance Assistance Program, Fine logged on to Medica

Can I switch from a Medicare Advantage Plan to Original Medicare & Supplement Plan during Open E

This is a question that comes up a lot at this time of year. In general, you can make any changes you would like during Fall Open Enrollment. You can switch from Original Medicare to a Medicare Advantage Plan, enroll in a new Part D plan, change your Medicare Advantage Plan, or switch from a Medicare Advantage Plan to Original Medicare. However, it is important to keep in mind that depending on where you live, you may be limited in your ability to buy a Medigap policy. This is because, while the federal government sets general guidelines for Medigap enrollment, states can have additional rules. Some states also choose to be more flexible than the federal government in terms of who can buy a

Top 5 FAQ's about Health Insurance Reform Answered

1. What is the health insurance market place? Health insurance marketplaces are exchanges and organizations within each state to assist in making health coverage affordable for everyone. Plans purchased through the marketplace are qualified as minimum essential coverage. In order to make coverage affordable for everyone, the marketplace offers financial assistance programs to those with lower income. Medicaid, CHIP (children’s health insurance program), and tax credits. Marketplace plans are utilized by those who want to pay the minimum for their coverage, by those who can’t afford to purchase private healthcare, or by those who aren’t covered through their employer. 2. What is the dif

Featured Posts
Recent Posts
Search By Tags
Follow Us
  • Facebook Basic Square
  • Twitter Basic Square
  • Google+ Basic Square

©2020 Affordable Medicare Solutions, LLC. All Rights Reserved

Links to other Internet sites that are not maintained by AMS may be accessed through this website.  Such external Internet addresses contain information created, published and maintained or otherwise posted by organizations and entities independent of AMS. AMS is not responsible for the content of those sites nor does it approve, endorse or certify information available at any external site or linked address. Medicare has neither reviewed nor endorsed this information. This website is not the Federal Health Insurance Marketplace website (  We provide a typically free service to help you access this site on an ongoing basis. Certain services may be associated with a fee which will be fully disclosed.”