Georgia Critical Illness Insurance Plans
Critical illness insurance is a supplemental insurance that offers protection for policyholders diagnosed with serious illnesses like cancer, heart attack or stroke. At Affordable Medicare Solutions, we help Georgia individuals and families with personalized health insurance advice. Our team will discuss the best plans for critical illness at our Suwanee office or over the phone. If you want complete financial protection for unexpected conditions, count on our insurance specialists to identify a comprehensive, affordable policy.

Financial Support for Critical Illnesses
If you’re diagnosed with a critical illness, the financial burden can cause a heavy strain. Many people with health insurance plans assume they have complete protection for a life-threatening condition, but in reality you could end up paying some of the following out-of-pocket expenses.
- Deductibles and copayments for medical treatments.
- Out-of-network treatments not covered by health insurance.
- Prescription medications not covered (or only partially covered).
- Lost (and not replaced) income due to inability to work during treatment & recovery.
Critical illness insurance provides a lump sum payment to a person diagnosed with a condition covered by the policy. The most common severe illnesses covered include cancer, stroke, heart attack, coronary artery bypass surgery, kidney failure and major organ transplants. The lump sum payment is paid directly to the policyholder without restrictions on its usage.
Key Features of Critical Illness Insurance
Critical illness insurance policies vary among providers. Before selecting an insurance plan, check the following features.
- Premium Costs – Age, health status and coverage amount will influence the cost.
- Waiting Periods – The period from starting a policy to when you can first make a claim.
- Covered Illnesses – Coverage will vary based on the type and severity of an illness.
- Additional Benefits – Policies may include screenings, gym memberships and more.
As with other supplemental policies like short-term medical insurance coverage, pay close attention to what is covered and how much you will pay. At Affordable Medicare Solutions we provide free, transparent advice on every aspect of an insurance policy.
Common Questions About Critical Illness Insurance
What are the advantages of critical illness insurance?
The advantages of critical illness insurance include access to a lump sum payment to cover lost income, expenses and other essential costs. Premiums are often lower than those for a comprehensive health insurance plan.
Who is eligible for critical illness insurance?
Eligibility for critical illness insurance also varies between providers. Usually, policyholders must be in reasonable health and fall within a designated age range.
Can I get critical illness insurance with a pre-existing condition?
You can get critical illness insurance with a pre-existing condition from some insurers. Again, policy details will vary, and there could be coverage limitations or higher premiums.
Contact Us for a Critical Illness Insurance Quote in Georgia
When you need guidance on critical illness insurance coverage and access to cost-effective plans, speak with Affordable Medicare Solutions. Our Suwanee-based team is waiting to help with all your health insurance needs. Call (770) 945-5261 or request a free critical illness quote today.