In some cases you may be able to change from a Medicare Advantage plan to a Medicare Supplement plan with guaranteed-issue rights, meaning that the insurance company must accept you as a member and cannot charge you more due to your health condition. However, in some cases the company may be allowed to impose a waiting period on coverage relating to your health condition.
Here are some situations where you may receive guaranteed issue on a Supplement plan:
You enrolled in a Medicare Advantage plan when you were first eligible for Medicare and you aren’t happy with the plan, which you’ve had for a year or less.
You move to an area your Medicare Advantage plan does not serve.
Your Medicare Advantage plan no longer serves the area where you live.
To see if you qualify to move to a Supplement with guaranteed issue, contact our office at 770 945 5261.