Georgia Hospital Indemnity Insurance Plans
Hospital insurance is a type of policy that helps cover out-of-pocket expenses during hospitalization. As a supplemental insurance policy, it provides cash benefits to policyholders in addition to primary healthcare coverage like a Medicare plan. At Affordable Medicare Solutions, we work with clients to evaluate hospital insurance policies and explain each plan’s costs, benefits and limitations. Speak with our Georgia office today for free and personalized advice.
The Necessity of Hospital Insurance
The costs of a hospital stay in Georgia can quickly accumulate. While a Medicare Advantage plan or other types of health insurance policies will cover some expenses, the addition of copays, deductibles and coinsurance could lead to a costly hospital bill.
Hospital insurance reduces this financial burden and offers peace of mind in the event of hospitalization. Here are some of the benefits of a hospital indemnity insurance plan.
- Daily Hospital Benefits – A fixed cash benefit for each day of hospitalization to cover out-of-pocket costs.
- Intensive Care Unit (ICU) Benefits – Additional cash benefits to cover more expensive ICU costs.
- Emergency Room Visit Benefits – Policies may cover copays and deductibles for emergency room visits.
- Ambulance Transportation Coverage – Covers the cost of ambulance transportation to the hospital.
Patients might require specific benefits from hospital insurance plans, or may be covered already by a Medicare Supplemental Insurance plan. Our team can identify the best coverage that matches your personal health requirements.
We can help you with hospitaliization insurance coverage through Allstate, Guarantee Trust Life and Medico-Wellabe.
What to Expect From Our Hospital Insurance Service
We have over 100 years of collective experience at AMS assisting clients with clear and comprehensive medical insurance advice. We’ll assess your current health coverage and identify whether hospital indemnity insurance can offer benefits.
Throughout the process we provide accurate, up-to-date details about hospital insurance and related policies. Our extensive knowledge spans coverage limits, benefit amounts, policy terms, premium costs, affordability, exclusions and more. We’ll provide the information you need to make a smart healthcare decision.
Common Questions About Hospital Insurance Plans
How much does hospital insurance cost?
Hospital insurance costs vary depending on factors such as age, health status and insurance provider. An insurance agency can help you find the right coverage for your needs.
Can I use hospital insurance benefits to cover lost income?
Traditionally, you can use your hospital insurance benefits to assist with lost income and other non-medical expenses. Payments are made directly to you and can be spent as required.
Will hospital insurance benefits affect my Medicare coverage?
Receiving benefits from a hospital insurance plan will not affect your Medicare coverage. Hospital insurance can complement Medicare coverage, offering additional coverage for copays, deductibles and more.
Speak With a Hospital Insurance Specialist in Georgia
For free advice on hospital insurance, Medicare plans, enrollment processes and more, speak with our Suwanee, GA office today. The team at Affordable Medicare Solutions can help identify comprehensive and cost-effective coverage for your medical needs. Call (770) 945-5261 or get a free quote today. You can also register for our free Medicare education webinar for further details.
