Georgia’s Medicare Prescription Drug Coverage Specialists
Affordable Medicare Solutions is an award-winning Medicare agency that offers expert advice on Medicare plans in Georgia. We provide a range of health insurance services, including practical guidance on Medicare Prescription Drug Plans (Part D). Honored with the Best of Atlanta, Best of Gwinnett and Best of Georgia awards several times, we are widely recognized for our deep commitment to our clients. To learn more about your drug coverage options, speak with our team today.
How We Help Clients With Medicare Prescription Drug Plans
Medicare Part D provides drug coverage to Medicare beneficiaries, helping manage and reduce out-of-pocket expenses for both generic and brand-name medications. While Medicare Prescription Drug Plans are optional, they can protect against the high cost of expensive drugs. There are two types of Medicare Part D plans available through Medicare-approved private providers.
- Stand-Alone Prescription Drug Plans – Drug coverage that works alongside Original Medicare (Part A hospital coverage and Part B medical coverage).
- Medicare Advantage Prescription Drug Plans – Combines Medicare Parts A, B and D in one Medicare Advantage plan.
Our team works with you to understand your prescription medication needs and identify a medicare plan with the right coverage at the right price.
Evaluating Your Prescription Drug Coverage Needs
At AMS, we provide free advice and support to make sure you have the coverage you need. Here are some of the stages in our process.
- Discuss your prescription drug requirements.
- Compare plan formularies to ensure medication coverage.
- Analyze costs, including premiums, deductibles and copays.
- Explain additional options like Medicare Supplement Insurance.
- Guide you through the enrollment process.
- Conduct annual reviews to reassess and adjust coverage.
Understanding a plan’s drug list, the availability of generic options (and using a preferred network pharmacy) could save you money. Our Medicare experts will help you find the ideal coverage for long-term value and peace of mind.
Common Questions About Medicare Prescription Drug Plans
Should I review my Medicare Prescription Drug Plan annually?
You should review your Medicare Prescription Drug Plan annually to ensure it provides the drug coverage you need. Plans can and do change formularies, premiums and copayments, so you need to check to determine if you still have the best coverage.
Is a Medicare Part D plan necessary if I don’t take any medications?
A Medicare Part D plan is voluntary but recommended, even if you currently do not require medication. Late enrollment may result in penalties, thus increasing the costs of drug coverage in the future.
What costs should I expect to pay with a Medicare Part D plan?
The costs you could pay with a Medicare Part D plan include monthly premiums, annual deductibles, copayments and coinsurance. Costs will vary depending on the specific plan you choose.
Speak With Us About Medicare Prescription Drug Coverage in Georgia
Affordable Medicare Solutions helps thousands of clients across Georgia enroll in and review their Medicare Part D plans. Call our Suwanee office at (770) 945-5261 or request a free quote now. To learn more, please register for our free Medicare education webinar.
